Thank you for visiting UdyogCredit. Innocred Technologies Private Limited (Innocred) (“us”, “we”, “Company” or “Innocred”) is the owner of the website www.udyogcredit.com (“Website”).
Notwithstanding your registration with ‘do not disturb’ or ‘do no call’ services, by sharing your telephone contact number on the website you are authorizing Innocred, its representatives, its partner banks, NBFCs and financial institutions and their representatives, to get in touch with you by giving you a promotional call and offer you their services and products offered by Innocred.
Innocred, its officers, employees and agents are required to collect certain information (which may include sensitive personal information) from you to assist us in our relationship with you.
If you are unable to provide the information we need, we may not be able to provide you with the product or service you have requested. The types of information collected can include:
At this Website, information sent by your web browser, may be automatically collected. This information typically includes the domain name and user name (the site after and prior to the @ in your e-mail address). Other examples of information collected by our server include the Internet Protocol (IP) address used to connect the visitor's computer to the Internet, operating system and platform, the average time spent on our Website, pages viewed, information searched for, access times, Websites or applications visited before and after a visitor visits our Website, information related to device identifiers, and other relevant statistics. The amount of information sent depends on the settings you have on your web browser. Please refer to your browser if you want to learn what information it sends.
All such information will be used to assist us in providing an effective, personalised service on this Website.
The User agrees and undertakes not to reverse engineer, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or software obtained from this Website.
To respond to the queries and/or process requests submitted by you, process your loan application, to provide information to you and sharing your information with banks, financial institutions and other third parties, in relation to any of our services provided to you or any other information sought by you;
To improve our business operations and to communicate about our products, services and businesses;
To provide information regarding our services and this Website, to your e-mail address or, where you wish it to be sent by post, to your name and postal address, to seek your feedback or to contact you in relation to those services offered on the our Website; and
To process your requests on the Website and any possible later claims, to meet out our obligations in relation to any agreement you have with us, to resolve problems in relation to any services supplied to you, to create products or services that may compliment your needs.
By using this Website for the purpose, you are voluntarily releasing information to us. Your e-mail address will be used by the Company to respond to you.
We may also send you other information about us, our Website, our newsletters, our products, sales promotions, our other Website and applications, SMS and e-mail alerts, anything relating to other companies in our group or our business partners. If you would prefer not to receive any of this additional information you may click the “unsubscribe” link in any email that we send to you or by sending an email at firstname.lastname@example.org. Kindly note that unsubscribing from one medium does not automatically lead to unsubscription from the other. We endeavor that within 20 working days of receipt of your instruction, to cease to send you information as requested.
All the information provided to Innocred by you, including sensitive personal information, is voluntary. You understand that we may use certain information of yours, which has been designated as ‘sensitive personal data or information’, (a) for the purpose of providing you the Services, (b) for commercial purposes and in an aggregated or non- personally identifiable form for research, statistical analysis and business intelligence purposes, for (c) for sale or transfer such research, statistical or intelligence data in an aggregated or non-personally identifiable form to third parties and affiliates. Innocred also reserves the right to use information provided by or about the end-user for the following purposes:
Contacting the users for offering new products or services;
Contacting the users for taking product and service feedback;
Analyzing software usage patterns for improving product design and utility;
Publishing such information on the Website, including but not limited to, by way of testimonials, etc.; and
Analyzing anonymized practice information for commercial use.
Users’ personally identifiable information, which they choose to provide to Innocred, is used to help the users describe and identify themselves. This information is exclusively owned by Innocred. Innocred may use such information for commercial purposes and in an aggregated or non- personally identifiable form for research, statistical analysis and business intelligence purposes, and may sell or otherwise transfer such research, statistical or intelligence data in an aggregated or non-personally identifiable form to third parties and affiliates;
Upon consent of the users, their information may be shared with our partner banks, NBFCs, and other financial institutions, when users submit their information on our Website. Our partner banks, NBFCs and other financial institutions may use this information to offer the users their products and services;
Any personally identifiable information of the users collected through the Website is not generated by Innocred and is provided to Innocred by the users who wish to raise loans using the services available on our Website. Innocred shares this information with its partner banks & NBFCs and other financial institutions on an AS-IS basis as well as independent evaluation making no representation or warranty on the accuracy or completeness of the information. Innocred will, however, take reasonable steps to ensure the accuracy of the information;
Innocred makes every effort to capture accurate information from the users. However, Innocred does not undertake any liability for any incorrect or incomplete information provided to its partner banks & NBFCs and other financial institutions;
Innocred will communicate with the users through email, phone and notices posted on the Website or through other means available through the service, including text and other forms of messaging.
Innocred may keep records of electronic communications and telephone calls received and made in relation to the services or other purposes for the purpose of administration of our services, customer support and associated analysis;
All our employees and data processors, who have access to, and are associated with the processing of sensitive personal data or information, are obliged to respect the confidentiality of every users’ sensitive personal data and information;
To the extent necessary to provide users with the services, Innocred may provide their personal information to third party contractors who work on behalf of or with Innocred to provide users with such services, to help Innocred communicate with users or to maintain the Website. Generally, these contractors do not have any independent right to share this information, however certain contractors who provide services on the Website, including the providers of online communications services, will have rights to use and disclose the personal information collected in connection with the provision of these Services in accordance with their own privacy policies; and
Innocred will not sell/share your personally identifiable information with any third party save and except in accordance with the terms of contained herein.
We take appropriate measures to ensure that your information disclosed to us is kept secure, accurate and up to date. This site has reasonable security measures in place to protect the loss, misuse and alteration of the information under our control.
Unauthorised attempts to upload or change information (or otherwise cause damage to this Website) are strictly prohibited. However, we assume no liability for any disclosure of information due to any errors in transmission, unauthorised third party access to our website and data bases or other acts of third parties, or acts or omissions beyond our reasonable control. In the event Innocred becomes aware of any security breach, we will notify you as soon as possible and take appropriate action to the best of our ability to remedy such a breach.
This Website contains links to sites outside www.udyogcredit.com. The Company is not responsible for the privacy practices, the content, the authentic nature or safety of such other websites; and
We may pass your Personal Information including your name and address on to a third party in order to deliver the services you have requested for;
We may also use your data in order to manage this Website, enable you to subsequently access parts of this Website, detect any fraud or abuses, send you information relevant to the Website or our services, and in case we have any queries;
We may disclose your information to service providers under contract who help with our business operations and services offered on the Website (such as, but not limited to, document collection services, user verification service providers, user credit rating agencies, etc.);
We may also disclose your information to respond to legal requirements, enforce our policies, respond to claims that a listing or other content violates the rights of others, or protect anyone's rights, property, or safety. Such information will be disclosed in accordance with the applicable laws and regulations;
We may also share your information with law enforcement, governmental agencies, or authorized third-parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other stakeholder of the company to legal liability. We may also disclose your information if: (i) required to do so under any law for time being in force, or required to do so under any order, decree or award passed by any Court, Tribunal or any statutory authority; (ii) trying to protect against the occurrence of, or prevent actual or potential, any fraud, hacking, malware attack or unauthorized transactions or for investigating any of the aforesaid activity which has already taken place;
You must only submit to us or our agent or the Website information which is accurate and not misleading and you must inform us of any changes; and
Under no circumstances do we rent, trade or share your personal information that we have collected with any other company for their marketing purposes without your consent. We reserve the right to communicate your personal information to any third party that makes a legally-compliant request for its disclosure.
We will only keep your information for as long as we are either required to by law or as is relevant for the purposes for which it was collected.
We may store some information such as cookies on your device when you access our Website. Cookies are text files containing small amounts of information which we download onto your Device when you visit our Website and App for record-keeping purposes. We can recognise these cookies on subsequent visits and they allow us to remember you.
We use both session and persistent Cookies. Session Cookies expire and no longer have any effect when you close your browser. Persistent Cookies remain on your device until you erase them or they expire;
You are always free to decline Cookies if your web browser permits, although doing so may interfere with your use of our Website. Refer to the help section of your browser, browser extensions, or installed applications for instructions on blocking, deleting, or disabling Cookies;
We encode and protect our Cookies so that only we can interpret the information stored in them;
You may encounter Cookies from third parties, known as service providers, that we have allowed on our site that assist us with various aspects of our web site operations and services; and
If you want to find out more information about cookies, go to http://www.allaboutcookies.org or to find out about removing them from your browser, go to http://www.allaboutcookies.org/manage-cookies/index.html.
We are looking to hire fresh innovative minds. If you share our values and would like to be a part of our journey, please write to us at email@example.com