Privacy policy

Thank you for visiting UdyogCredit. Innocred Technologies Private Limited (Innocred) (“us”, “we”, “Company” or “Innocred”) is the owner of the website www.udyogcredit.com (“Website”).

The confidentiality and protection of your information is important to us. This Privacy Policy tells you how we collect and use information collected by us. Please read this Privacy Policy before using the Website or submitting any data.

All the content presented on this Website, under the domain udyogcredit.com are copyright protected. Website visitors may not reproduce, copy, or redistribute content or code in any form without prior written permission from the Company except for purely personal and non-commercial uses as per the Terms of Use displayed on the Website. By submitting data to us through this Website, you are accepting this Privacy Policy.


Telephone Contact:

Notwithstanding your registration with ‘do not disturb’ or ‘do no call’ services, by sharing your telephone contact number on the website you are authorizing Innocred, its representatives, its partner banks, NBFCs and financial institutions and their representatives, to get in touch with you by giving you a promotional call and offer you their services and products offered by Innocred.


Collection of Information:

Innocred, its officers, employees and agents are required to collect certain information (which may include sensitive personal information) from you to assist us in our relationship with you.

If you are unable to provide the information we need, we may not be able to provide you with the product or service you have requested. The types of information collected can include:


Personal Information


Non-personal information

At this Website, information sent by your web browser, may be automatically collected. This information typically includes the domain name and user name (the site after and prior to the @ in your e-mail address). Other examples of information collected by our server include the Internet Protocol (IP) address used to connect the visitor's computer to the Internet, operating system and platform, the average time spent on our Website, pages viewed, information searched for, access times, Websites or applications visited before and after a visitor visits our Website, information related to device identifiers, and other relevant statistics. The amount of information sent depends on the settings you have on your web browser. Please refer to your browser if you want to learn what information it sends.

All such information will be used to assist us in providing an effective, personalised service on this Website.


User’s Responsibility:


Use of your information


Commitment to Information Security

We take appropriate measures to ensure that your information disclosed to us is kept secure, accurate and up to date. This site has reasonable security measures in place to protect the loss, misuse and alteration of the information under our control.

Unauthorised attempts to upload or change information (or otherwise cause damage to this Website) are strictly prohibited. However, we assume no liability for any disclosure of information due to any errors in transmission, unauthorised third party access to our website and data bases or other acts of third parties, or acts or omissions beyond our reasonable control. In the event Innocred becomes aware of any security breach, we will notify you as soon as possible and take appropriate action to the best of our ability to remedy such a breach.


Links to Third Party Websites

This Website contains links to sites outside www.udyogcredit.com. The Company is not responsible for the privacy practices, the content, the authentic nature or safety of such other websites; and

Our Website links to third party sites which we do not operate or endorse. These websites may use cookies and collect your personal or non-personal information in accordance with their own privacy policies. This Privacy Policy does not apply to third party websites and we are not responsible in any manner for third party websites.


Sharing your information with third parties

We may pass your Personal Information including your name and address on to a third party in order to deliver the services you have requested for;

We may also use your data in order to manage this Website, enable you to subsequently access parts of this Website, detect any fraud or abuses, send you information relevant to the Website or our services, and in case we have any queries;

We may disclose your information to service providers under contract who help with our business operations and services offered on the Website (such as, but not limited to, document collection services, user verification service providers, user credit rating agencies, etc.);

We may also disclose your information to respond to legal requirements, enforce our policies, respond to claims that a listing or other content violates the rights of others, or protect anyone's rights, property, or safety. Such information will be disclosed in accordance with the applicable laws and regulations;

We may also share your information with law enforcement, governmental agencies, or authorized third-parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other stakeholder of the company to legal liability. We may also disclose your information if: (i) required to do so under any law for time being in force, or required to do so under any order, decree or award passed by any Court, Tribunal or any statutory authority; (ii) trying to protect against the occurrence of, or prevent actual or potential, any fraud, hacking, malware attack or unauthorized transactions or for investigating any of the aforesaid activity which has already taken place;

We may also share your information with other business entities, should we undergo any corporate restructuring including any plan to merge with or be acquired by that business entity or start a joint venture. (Should such a combination occur, we will require that the new combined entity follow this Privacy Policy with respect to your information);

You must only submit to us or our agent or the Website information which is accurate and not misleading and you must inform us of any changes; and

Under no circumstances do we rent, trade or share your personal information that we have collected with any other company for their marketing purposes without your consent. We reserve the right to communicate your personal information to any third party that makes a legally-compliant request for its disclosure.


How long do we keep your information?

We will only keep your information for as long as we are either required to by law or as is relevant for the purposes for which it was collected.



Information placed on your computer - Cookies

We may store some information such as cookies on your device when you access our Website. Cookies are text files containing small amounts of information which we download onto your Device when you visit our Website and App for record-keeping purposes. We can recognise these cookies on subsequent visits and they allow us to remember you.


A few important things you should know about our use of Cookies:


Changes to this Privacy Policy

We reserve the right, at our discretion, to change, alter, modify, add, or remove portions from this Privacy Policy at any time so you are encouraged to review this Privacy Policy from time to time.


Contacting us

Questions, comments and requests regarding this Privacy Policy should be addressed to info@udyogcredit.com. You may also contact us on: +919867577837 (Monday-Friday, 10am to 6pm).

© 2016 Innocred Technologies Pvt. Ltd. All rights reserved.